Cards cards overcome traditional banks in Europe when it comes to small purchases, with 45 % of cards related to encryption less than 10 euros ($ 11.7)-a category dominated historically.
According to a report issued by CEX.IO joint with Cointelegraph, Crypto card holders offer spending patterns that reflect traditional banking cards with online payments at a faster pace.
The report indicated a 15 % increase in the newly requested CEX.IO cards throughout Europe in 2025, indicating increasing interest as more Europeans turn into digital assets of daily payments.
Moreover, while the European Central Bank Data 21 % of all cards payment across the euro area display online, and revealing CEX.IO numbers that encryption card users already drag 40 % of their online transactions – almost twice the average.
Related to: Kraken Taps MasterCard to launch discount Crypto cards in Europe, UK
Check cards used for daily spending
Spending patterns offered encryption cards using their daily spending cards. According to CEX.IO data, grocery stores make up 59 % of purchases, near the ECB standard by 54 %, while eating and bars account for 19 %, higher than average for spending on food and drink.
It is worth noting that the average encryption card treatment in 23.7 euros (27.8 dollars) compared to 33.6 euros ($ 39) for bank cards, based on Q1 2025 MasterCard. Data.
“What we see in Europe is that the encryption card users are not only trying a new technology – they show us the form that may seem daily spending in a truly non -cash future,” said Alexander Kiria, Vice President of Products Management at CEX.IO.
“With the average card volume increased by 24 % in the past month, this shift is gaining momentum,” he added.
The data also shows that Stablecoins Power 73 % of transactions, with other encrypted currencies such as Bitcoin (BTC), Ether (ETH), Litecoin (LTC) and Soliana (SOL) is also used in groceries, dining and transportation.
The trend is consistent with other service providers. For example, Obit I mentioned Strong spending on daily necessities between European users, while Crypto.com male Likewise, high folders in online shopping transactions.
Related to: Floki, MasterCard Launch 13-Crypto Card in Europe
Barclays to prevent purchasing purchases on credit cards
Despite the increase in the adoption of the encryption card, Barclays has announced plans to prohibit encryption transactions on their credit cards. The bank pointed to fears that customers will start in debt that cannot be controlled due to the fluctuations of the encryption market, and the most prominent protection of the investor in the sector.
Barclays explained that the purchase of encryption assets does not bear any asylum through the service of the financial grievance secretary or the financial services compensation system if something happens, which leaves consumers exposed.
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2025-06-28 12:04:00
