Parents cannot rely on credit cards – Crypto is the only way to move forward star-news.press/wp

Without a big upgrade to how machines deal with payments, innovation will be in innovation, fraud, and the digital infrastructure that we depend on will strive under weight. The wave coming from the trade that AI moves before it begins. Artificial intelligence agents are about to reshape digital trade, but the bars we use today – especially credit cards – are a bad match. They are expensive, slow in stability, subject to fraud, and built around human use.

We believe the best alternative is the original cryptocurrency. For examples, such as open protocols x402 Give the agents the ability to deal safely and immediately and widely. This is not an optional upgrade-it is the basis for the first economy of the machine.

The next era of trade

There is currently a shift towards taking programs for us. This is the agent trade: Artificial intelligence agents who deal with the full process of finding, negotiating and paying, with little human participation.

It really happens. Artificial intelligence travel agents Flights and backup flights can be reserved. Browsing extensions Crypto Checkout can be handled on Amazon. Assistants can take a wave such as “finding a $ 50 gift for my mother” and the search, purchase and delivery management.

At ethglobal New York last week, such as projects like Etherius (NFT payment), Kima’s wage (Crosschain Stablecoin transactions), and X402-Flash (Warranty for high -frequency API calls) showed everything possible. Each of them X402 used, reviving the long -awaited “required” payment icon as a way to settle the already small payments on the web.

The risks are important as the global artificial intelligence market is expected to grow from $ 189 billion in 2023 to $ 4.8 trillion by 2033 (Untad). Thus, the payment bars will determine whether this growth has been opened or stopped.

Also read: Near the search for encryption governance

Why not work credit cards

Credit cards and bank transfers are designed for people. They break when applied to machines:

• Delayed settlement. What feels immediately for a person can take two or three days of working days to clarify it already. This delay makes the task in the actual time impossible.
• The costs do not expand. With 2-3 % fees and 0.10 – 0.30 dollars fixed fees, the API call expires $ 0.03 as a 900 % loss.
• The design centered around man. Networks associated with national systems and the Ministry of Customer that require manual inputs create friction that agents cannot wander.

Deeper compatibility Confident. Cards are validated by the health of people who use bills addresses or CVV codes. Artificial intelligence factors depend on the encryption proofs. Try to push one model to the other only introduces new risks.

The distinctive symbol will not memorize it

Credit Card Code, the process of replacing the cards numbers with safe symbols, makes the breach less likely but does not solve basic problems.

Compliance with PCI (the payment card industry) still costs tens of thousands, and sometimes hundreds of thousands, a year, yet fraud continues to quickly happen, as thousands of robots of stolen credit leaves are tested in minutes. The most advanced systems can simulate human behavior, from mouse paths to writing the rhythm, to slide the previous defenses. The decline in fees is structural clouds: each dispute can cost $ 20+, which is an impossible burden if transactions expand in millions.

This system has never been designed for agents. Symptoms of the distinctive symbol stains, but builders of trapped bars remain that are not suitable for the first world of the machine.

Also read: Why does the future of Crypto depend on the most intelligent sporting care

Why the encryption bars fit

The original Onchain payments are on X402 how agents already work. The fees on the base are much lower than the penny. Transactions stabilize at the end, so there is no graphic recovery layer. Signatures of one use and payment channels reduce fraud from its root. Developers can integrate with one line of code.

Be integrated with stablecoins on layer 2, and new patterns appear:

• Services can be priced in a hundred fractures, which makes microscopic transactions.
• Customers can deal directly with each other, there are no required graphic user accounts or interface.
• Daily services-travel, bills, outstanding content-automated to end.

The builders are already proven

Gloria AI It already runs hundreds of trading agents who use X402 with ACP default protocol To pay news signals in the actual time while working. Ethglobal teams try the same tools. These early systems show that the first economy of the machine has already begun to crystallize.

While organizational clarity is still developing and the prevailing dependence is not equal, the developer’s advantages of the original encoded bars are tangible today. X402 brings the actual time, end, and the measured costs in the hundred-benefits that the cards networks cannot offer, even the distinctive symbol. For agents trade, these practical gains outweigh the uncertainty, which makes the original encrypted bars the clear choice for builders.

Also read: Gemini Europe goes to where the distinctive arrows go after that

The road forward

The old bars are very slow and very expensive, depending on the functioning of human action. The symbol is not suitable.

The road forward is the original encoder. With protocols like X402, developers finally have payment bars that fit machines: developed, safe and actual time designed.

Authors:

Coinbase VP Dan Kim – Dan is a regular shareholder in Brandtale, Coingape. He is a vice president for business development and head of the Coinbase. He leads as head of the strategy on the Coinbase developer platform, leading strategic partnerships with developers, creators and users of the global ecosystem of Web3. Before Coinbase, Dan worked in Tesla as a global sales and delivery president and Airbnb as head of Airbnb Plus supply.

Coinbse Nemil Dalal Nemil is a regular shareholder in Brandtalk, Coingape. He is the head of the Coinbase developer platform and has been in Crypto since 2016. As a co -author of early ETHEREUM documents, he formed decentralization + audited leading projects like Dydx and Rarabits.

Coinbase English Eric is a regular shareholder in Brandtale, Coingape. It leads engineering on the Coinbase developer platform. He started his career in Coinbase on the Automated Learning Platform before he takes over the roles of engineering leadership in Clubhouse and Zora. In Zorra, he supervised engineering via protocol, background, front facade, mobile, and security. Three years later, Erik returned to Coinbase to lead the development of the next generation developer and X402, and artificial intelligence protocol.