Did we forget the Stablecoins point? star-news.press/wp

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There is no doubt that stablecoins enter the main current. VISA and MasterCard have announced cards associated with Stablecoin, while the acquisition of Stripe’s of Bridge He appears Its commitment to making STADLECOINS spending is easy as using FIAT. Add to Mix Circle’s general subscription to 1.15 billion dollars and the possibility of increasing regulation in the United States, and it is easy to see how 2025 is the year Stablecoin.
But do these developments lead us to a path that we lose sight of what the tool in the world appears to be? Much of the momentum is now very similar to that of Stablecoin on traditional financial tools. The recent ads seem to aim at companies that are trying to remain relevant instead of their attractiveness to the final consumer.
Take the cards associated with Stablecoin. The average person does not get a real benefit from spending a USDT in the supermarket compared to the US dollar. The end result is the same – money is deducted electronically from their account. You may need a bank account and a decent credit record in order to benefit. All this is to perpetuate the current situation, and if we reduce Stablecoins to tools for encrypted companies and citizens, we risk the loss of their true value.
This is not what Stablecoin should seem to be dependent. Stablecoins offers a unique opportunity to rethink the financing of the next generation completely. We already see how they can provide a transformative value to the last mile users, and the old banking system is often lethal.
Stablecoins ≠ Trafi
Stablecoins and Blockchain technology is our first real opportunity in generations to take a closer look at the problems we see in payments and funding today, and apply innovative solutions to solve them. today, 1.4 billion People around the world are not accompanied. 57 % From Africans, for example, they have no kind of bank accounts, including mobile phone money accounts. While the non -manufactured population tends to focus on the less developed markets, this is a global problem. 6 % of adults in the United States were not accompanied in 2024.
The cards associated with Stablecoin will not do, nor the stablecoin integration of e -commerce, and do not buy Wall Street Up Circle anything to help this group. However, Stablecoins is inherently designed to provide financial access to non -manufacturers. As the latest report of the coding case in Coinbase He says:
“Anyone has smart connection and internet connection (capable) to store value, send money and access global financial networks without the need for a traditional bank account“
This is where Stablecoin must grow. There are already small signs that this happens. 5 % In the United States is using the cryptocurrency in the United States in 2024, an increase of 1 % over the previous year and more than twice the number of American adults who use the encoded currency for payments.
If Stablecoin’s adoption simply reflects traditional financing, we risk re -creating the same problems that we have identified to solve. We need to see more innovations that occur outside the traditional financing to help those who can benefit more than stablecoins.
The cards alone will not get us there
We live in a world where we have technology to pay the price of goods, without brokers. However, the cards are the choice to pay daily payments.
This should not be the case. There is a great room for innovation of payments outside the ecosystem of the payment card, and it is already happening. For example, in some of the less developed markets and in increasingly global use cases such as travel and remote work, portfolios such as Minipay are able to pay bills, send money at the international level, and even subscribe to music broadcasting services using Stablecoins, without touching the traditional financial system.
In the first quarter of 2025, applications within the mini -ecosystem combined more than 50 million weekly appearances and 5 million weekly applications open with hundreds of thousands of daily interactors, a clear sign of demand. These applications are often developed by individuals with financial pain points directly, which means that stablecoins directly solve problems in the real world.
A similar dynamic is revealed with companies like Strike, which is used Stablecoins to fix the transfers market in areas such as Latin America. Strike directly replaces a critical financial pain, which provides a cheaper and faster alternative, and thus greatly superior to the old old regime.
Although these solutions may arise as tools to help those who suffer from a lack of services in traditional financing, it is likely that everyone will feel their influence and benefit, wherever they are in the world. What may start as a Stablecoin to help users exceed high fees and slow speeds of traditional transfer services may be used collectively as a travel wallet. Travelers can download the Stablecoin portfolio to buy local services, including mobile phone data, all without the need to exchange currency or withstand the huge card fees.
Although the cards do not go anywhere any time soon, Stablecoins gives us a unique opportunity to solve payment problems from the bottom up, which creates benefit in the real world that everyone can benefit from.
Preserving the basic Crypto premisement in the foreground and the center
Stablecoins at a turning point. Instead of focusing on how to integrate Stablecoins into our current payment bars, we must focus our collective efforts on Stablecoin solutions that provide the basic hypothesis of encryption, to help those who are let down by the old financial system. This means providing easy -to -use ways to help populations with bank deficiency worldwide and stablecoins in a friction method.
We have the ability to increase how we think about payments and create permanent solutions that can benefit everyone, wherever they are in the world and whatever their banking situation. We just need to focus on the destination, not just the trip.
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2025-07-19 09:48:00