Consumer Storage Agency called the “notorious” trump with “hero” to many helpers star-news.press/wp
New York – President Donald Trump, it is the focus of “waste, fraud and abuse” whose only purpose is “destroying people” and whose staff is a “notorious group”.
In Jonathon Booth, it is a simple agency that helped him return $ 17 back.
The Bureau for Financial Consumer Protection is In the crossing of a white house that stopped their workHe closed his seat and fired the results of his workers. But many who turned to the Agency, was an effective problem with a problem that fought violent companies when no one else would.
“This is the core of the consumer protection – someone is willing to help in things that are not enough that no one would sue, says Booth, a 34-year-old Professor from Boulder, Colorado, which was appealed in October his credit card no would remove the wrong late fee. “If there is no one, if the risk of getting caught down, the more companies will bend the law to earn.”
A few weeks after the stall turn into the CFPB, his case was closed and his account was credited.
Even as Trump and his emotion kara, billionaire elon musk, demonnated and told the agency, her defenders talk about the success of his works. Created within legal reform and consumer protection for 2010 and start their work in 2011. years, CFPB says he ordered more than 7.7 million complaints and They returned almost $ 20 billion to consumers in just over 13 years of existence.
NURRIT BAYTCH, 47-year-old from Cambridge, Massachusetts, turned into CFPB last month after the dispute over the support of the basement mold. Baytch, which was disabled, said that she discovered a worker who knocked down a hydrogen peroxide pitcher, hoping photos, books and electronics. When neither the contractor nor the peer, the service she used to pay, would help, contacted CFPB.
She didn’t expect to get something from the submission, but less than two weeks later, she returned $ 100 to cover damage. Baytch is now called the Agency “Non-Lobor.”
“The only people for which is bad for big companies who want to bully consumers,” says Baytch, calling Trump’s targeting agency “Unfortunately”. “Every voter who understands what he sees it is a positive thing.”
CFPB, Reply to the 2008 financial crisis, and which is the next excellent recession, it was established to protect Americans from credit card companies, mortgage and debt collectors, among other things. It was Brain Elizabeth Warren about Massachusetta before the selection to the Senate and from her birth was the source of IRE for the financial industry and many republican lawmakers.
Conservatives have a long brand of the CFPB of the Hunger Agency that exceeds its power, the view becomes clear in deleting the final vision for the United States known as a project 2025, called the Bureau “Shakedown Mechanism” for “left-handed non-profit.”
Still, nothing compared to what was waiting for the CFPB since Trump returned to Washington. White house Published Agency “PROPUS” and “Weapons” And he ordered almost all his work.
The judge ruled on Friday that mass layoff plans, deleting data or removal of financial resources from the Agency must stop at least 3. March. But CFPB’s future never looked more.
Worrying about those like Barbara Seese, a 71-year-old retired teacher in Phoenix, which says CFPB is far from negative Trump.
“Hero,” she says about the agency.
About ten years ago, Seese were tortured by the debt collector who claimed that her 95-year-old father had unpaid dental accounts. Even as calls persisted and became more uglier, debt collectors refused to give basic data for SEEES to check if they were actually released.
She reached from a lawyer in two states, but it was not until he filed a CFPB request that something had changed. Within one day, calls stopped, and a week later, the case was closed. Debt, it turned out, was for another man with the same name as her father.
“They were so useful, so informative, so professional. I just really felt like I was in safe hands, in good hands,” Seese says.
Once the complaint is submitted with the CFPB, he reviews the staff, and the watch starts ticking. In cases outside the CFPB surveillance, the consumer is referred to another regulator or advises to address a local authority such as his state attorney. But for cases within the CFPB claim – relating to large companies for financial services – the appeal is redirected to that company, which usually has 15 days for an answer.
Sometimes simply turning on the CFPB and the Klaut name leads to immediate resolution from a company that eager to avoid negative light in the complaints of the Agency’s complaint. For others, he is looking for an additional investigation. And in some company he is digging in heels, insisting that he is right.
The work of the Agency has two basic songs: the microequality of certain complaints and macroes on all complaints that inform the wider regulation and lawsuits. Whatever the outcome in the first could lead to action in the latter.
2023. Some 40% of cases were closed by non-monetary relief inerring. Only 1.5% resulted in a payment to the consumer.
“I would like to see more of these complaints, but no agency is flawless,” says Ruth Susswein, the director of consumer protection on non-profit consumer action and the whole coat of CFPB. “Resolution is a goal, but that is not the only benefit of this system, this process.”
How many CFPB targets for some, recently showed signs of the residence of power. Accounts introduced to abolish the agency on the last congress went anywhere and The Upcoming Court from the Supreme Court aimed at the dismantling of the way the CPFB funded did not succeed Last year by voting from 7-2.
The bureau marched, with recent work, including the bank closing bank Overdraft fees and removing medical debt from Consumer credit reports. It’s all in doubt now.
Musk acknowledged the staff of the Agency Is “above zero good things but still need to go.” The CFPB had about 1,700 employees at the end of last year. His budget last fiscal year amounted to $ 729 million.
Although many quickly defenses Trump moves and agree Washington is a hot bed waste, the attack on the CFPB caused even some of his pause supporters.
Darren Cobb, 61-year-old manager for a retired representative from Las Vegas, spent two months of wrestling with a mortgage company last year when he failed to pay local taxes for which he was charged.
Nine letters and countless calls didn’t give anything.
But Cobb says as soon as he filed a CFPB appeal, the tenor mortgage company has changed. Within two weeks, the claim was resolved. To avoid behind with their county, the second time paid for approximately $ 800 for taxes. The mortgage company finally returned money.
With the intervention of CFPB, his check was overnight.
“Sometimes you’re on a brick wall and you need a lawyer,” Cobb says. “If that program is dissolved, where should the consumer be addressed? There is no one.”
The Cobb voted for Trump and agrees that there is government waste, but warns the president to ensure that he understands the work of the agency that aim.
“You can’t turn off the scissors and start cut without understanding what you cut,” he says.
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2025-02-15 15:34:00
